Independent Auto Appraiser Serving Oregon & Washington – Total Loss & Appraisal Clause Experts

Fair, Accurate, and Independent Auto Appraisals to Protect Your Claim Rights

At Total Loss NW, we provide certified, independent auto appraisals for total loss claims and appraisal clause disputes across Oregon and Washington. Our mission is to ensure you receive a fair, market-based settlement, backed by research, documentation, and decades of appraisal expertise.

 

About Total Loss Northwest Auto appraisers

Total Loss Northwest is a family-owned business led by independent auto appraiser Nico Nix. With deep roots in the Pacific Northwest automotive community, Nico brings years of experience and a personal passion for cars to every appraisal. He grew up surrounded by the industry—his father owns Leverage Auto Appraisals in Oregon, and his brother runs Diminished Value of Oregon. Helping people recover what they’re owed after a loss isn’t just a job—it’s the family trade.

At Total Loss Northwest, we provide one-on-one service, detailed appraisals, and honest guidance. Whether you’re dealing with a total loss or a diminished value claim, you’ll get a real, independent appraisal—not a cookie-cutter report or inflated promises. Just straightforward help from someone who knows the value of your vehicle—because he’s lived it.

Real Results. Real Value.

See how our appraisals have helped drivers secure significantly higher settlements—often 20% or more above the insurer’s original offer.

2005 Dodge Neon SRT-4

Insurance Company:Progressive

Settlement Increase: $8,083.00

+178% over the original offer

2019 Mercedes-Benz GLC300

Insurance Company: State Farm

Settlement Increase: $4,815.00

+16% over the original offer

1999 Honda Civic DX

Insurance Company: Progressive

Settlement Increase:$3,529.09

+180% over the original offer

Our Services

From total loss appraisals to diminished value reports, we offer expert services that help you challenge unfair insurance payouts with confidence.

Certified auto appraiser Oregon Certified auto appraiser Washington
Total Loss Dispute

We will represent you in your total loss appraisal clause dispute to get you a fair settlement. Satisfaction guaranteed.

Car Appraisals in Washington
Diminished Value Appraisal

After a repair, your car may be worth less—our reports help you claim that lost value.

Expert Auto Appraisers

Trusted experts in accurate vehicle valuation.

Serving Washington & Oregon

Helping drivers across the Northwest get fair valuations.

Fast Turnaround

we provide quick, reliable service when you need it.

Independent & Unbiased

We are consumer only. We do not work for the insurance company and never will.

Why Choose Us

We’re not just appraisers—we’re your advocates in the claims process.
With certified experts and proven results, we fight for what’s fair.

We represent you, not the insurer

Certified, legally recognized reports

Washington market value expertise

Full-service claim support

Fast delivery

Our Process

Our streamlined process makes it easy to get the appraisal you need—quickly and confidently. From free assessment to final report, we guide you every step of the way.

01

Free Claim Review

Request a Free Claim Review and I will assess the insurance company’s valuation. I will let you know if the offer is fair or if your vehicle is likely being undervalued. Most reviews are completed within a few hours.

02

Invoke the Appraisal Clause

If the insurer’s valuation seems too low, I may recommend moving forward with the appraisal clause in your policy. If you decide to proceed, I will provide a formal Letter of Representation along with simple, clear steps to follow next.

03

Full Appraisal and Representation

Once the appraisal clause is activated, I take over the entire process. I prepare a full USPAP compliant report, communicate with the insurer’s appraiser, negotiate for a fair value, coordinate the umpire process if required, and keep you updated. My goal is to secure the strongest possible settlement for you.

04

Pricing

The fee is a flat 550 dollars. This includes the complete USPAP appraisal, full representation and negotiation, all communication with the insurer’s appraiser, and any required umpire coordination. There are no percentage fees, no extra charges, and no surprises.

05

No Risk Guarantee

If your settlement does not increase by at least one thousand dollars, I will refund the full 550 dollars. You face no financial risk when working with Total Loss NW.

06

Timeline

Most cases are finished within one to three weeks. Once both appraisers connect, the process usually moves quickly, and an umpire is rarely needed.

Frequently Asked Questions

Answers to common questions about our appraisal process, pricing, and results—straightforward and easy to understand.

Once we receive your documents, most appraisals are completed and delivered within 3-5 business days. We prioritize fast, accurate service.

Yes! While we’re based in Washington, we work with clients across the U.S. through digital submissions and remote evaluations.

We usually need your insurance claim details, repair invoices, and clear photos of your vehicle. Our team will guide you step-by-step.

Our certified reports are built on real market data and are often successful in getting insurers to reconsider lowball offers.

Pricing depends on the type of appraisal, but we offer transparent, flat rates. You can request a free estimate with no obligation.

Don’t Leave Money on the Table

Your car is worth more than the insurance company says. Get a certified appraisal and claim what’s rightfully yours.

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