Independent Auto Appraiser Serving Oregon, Washington & Idaho
Specializing in total loss appraisals, appraisal clause disputes, diminished value, and independent vehicle valuations.
Professional, independent vehicle appraisals backed by real market data, local comparable vehicles, and decades of automotive valuation experience.
Total Loss NW specializes in total loss appraisals, appraisal clause disputes, diminished value, and independent vehicle valuations. We work for vehicle owners—not insurance companies—to determine your vehicle’s true market value and provide the documentation you need to support it.
Fair. Independent. Consumer-Focused.
About Total Loss Northwest
Have questions about your claim?
Call Nico at (971) 666-1646
Real Results. Real Value.
See how our appraisals have helped drivers secure significantly higher settlements—often 20% or more above the insurer’s original offer.
2005 Dodge Neon SRT-4
Insurance Company:Progressive
Settlement Increase: $4,083.00
+178% over the original offer
2019 Mercedes-Benz GLC300
Insurance Company: State Farm
Settlement Increase: $4,815.00
+16% over the original offer
1999 Honda Civic DX
Insurance Company: Progressive
Settlement Increase:$3,529.09
+180% over the original offer
Our Services
From total loss appraisals to diminished value reports, we offer expert services that help you challenge unfair insurance payouts with confidence.
Total Loss Dispute
We will represent you in your total loss appraisal clause dispute to get you a fair settlement. Satisfaction guaranteed.
Diminished Value Appraisal
After a repair, your car may be worth less—our reports help you claim that lost value.
Expert Auto Appraiser
Trusted experts in accurate vehicle valuation.
Serving Oregon Washington & Idaho
Helping drivers across the Northwest get fair valuations.
Fast Turnaround
we provide quick, reliable service when you need it.
Independent & Unbiased
We are consumer only. We do not work for the insurance company and never will.
Why Choose Us
We’re not just appraisers—we’re your advocates in the claims process.
With certified experts and proven results, we fight for what’s fair.
We represent you, not the insurer
Certified, legally recognized reports
Washington market value expertise
Full-service claim support
Fast delivery
Our Process
Our streamlined process makes it easy to get the appraisal you need—quickly and confidently. From free assessment to final report, we guide you every step of the way.
01
Free Claim Review
Request a Free Claim Review and I will assess the insurance company’s valuation. I will let you know if the offer is fair or if your vehicle is likely being undervalued. Most reviews are completed within a few hours.
02
Invoke the Appraisal Clause
03
Full Appraisal and Representation
04
Pricing
Our fee is a flat $550. Most auto appraisers charge a percentage of your settlement along with a fee for the appraisal. We do not do this. This includes the complete USPAP appraisal, full representation and negotiation, all communication with the insurer’s appraiser, and any required umpire coordination. There are no percentage fees, no extra charges, and no surprises.
05
Money Back Guarantee
If your settlement does not increase by at least the cost of the appraisal, you are eligible for a money back guarantee. You face no additional financial risk when working with Total Loss NW.
06
Timeline
Frequently Asked Questions
Answers to common questions about our appraisal process, pricing, and results—straightforward and easy to understand.
Once we receive your documents, most appraisals are completed and delivered within 3-5 business days. We prioritize fast, accurate service.
Yes! We work with clients In Oregon Washington and Idaho.
We usually need your insurance valuation. This is usually a Mitchell or CCC One valuation provided by your insurance.
Pricing depends on the type of appraisal, but we offer transparent, flat rates. You can request a free estimate with no obligation.
Yes. We regularly assist vehicle owners with total loss disputes involving major insurance companies, including State Farm, Progressive, GEICO, USAA, Allstate, Liberty Mutual, PEMCO, and American Family. If you believe your vehicle has been undervalued or you're having difficulty reaching a fair settlement, we can review your claim and provide an honest recommendation whether we should pursue a higher vlauation.
Don’t Leave Money on the Table
Your car is worth more than the insurance company says. Get a certified appraisal and claim what’s rightfully yours.