classic car appraisal washington

What Is a Classic & Collector Car Appraisal

A Classic & Collector Car Appraisal is a detailed evaluation that determines the true market value of a vintage, rare, or custom vehicle. These appraisals go beyond standard pricing guides, taking into account restoration quality, originality, modifications, provenance, and current market trends. Whether for insurance, resale, or legal purposes, a proper appraisal helps protect your investment and ensures it’s accurately valued. It’s essential for anyone serious about owning or selling a collectible vehicle.

What You’ll Receive

Get a detailed, expert-prepared appraisal report tailored to your classic or collector vehicle—recognized by insurers and buyers alike.

A certified appraisal report with market-based valuation

Detailed notes on originality, modifications & restoration

Support with invoking the appraisal clause

Comparable sales and market trend analysis

Documentation accepted by insurers, lenders, and legal parties

Our Process

Our streamlined process makes it easy to get the appraisal you need—quickly and confidently. From free assessment to final report, we guide you every step of the way.

01

Free Claim Review

Request a Free Claim Review and I will assess the insurance company’s valuation. I will let you know if the offer is fair or if your vehicle is likely being undervalued. Most reviews are completed within a few hours.

02

Invoke the Appraisal Clause

If the insurer’s valuation seems too low, I may recommend moving forward with the appraisal clause in your policy. If you decide to proceed, I will provide a formal Letter of Representation along with simple, clear steps to follow next.

03

Full Appraisal and Representation

Once the appraisal clause is activated, I take over the entire process. I prepare a full USPAP compliant report, communicate with the insurer’s appraiser, negotiate for a fair value, coordinate the umpire process if required, and keep you updated. My goal is to secure the strongest possible settlement for you.

04

Pricing

The fee is a flat 550 dollars. This includes the complete USPAP appraisal, full representation and negotiation, all communication with the insurer’s appraiser, and any required umpire coordination. There are no percentage fees, no extra charges, and no surprises.

05

No Risk Guarantee

If your settlement does not increase by at least one thousand dollars, I will refund the full 550 dollars. You face no financial risk when working with Total Loss NW.

06

Timeline

Most cases are finished within one to three weeks. Once both appraisers connect, the process usually moves quickly, and an umpire is rarely needed.

How the Appraisal Clause Works

If you disagree with the insurance company’s valuation of your classic or collector car—especially in a total loss situation—the appraisal clause gives you the legal right to challenge it. This

Your classic vehicle is declared a total loss.

You dispute the insurer’s valuation.

You hire us to provide your own appraisal

The insurer is required to hire their own independent appraiser.

Both appraisers negotiate a fair value or involve a neutral umpire to decide.

When to Consider a Classic & Collector Car Appraisal

Know when it’s time to get a professional auto appraiser in Washington to protect the full value of your classic or collector vehicle.

You own a vintage, antique, or rare collector car

Your vehicle has been restored, modified, or is highly original

You're insuring, selling, or transferring ownership

Your insurer undervalued your car after a claim

Request Your Appraisal

Get a certified appraisal for your classic or collector car—fast, accurate, and recognized by insurers. Protect your investment with expert documentation you can trust.

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