Washington Total Loss Experts
Looking For a Washington total loss appraiser?
If your vehicle was declared a total loss and the insurer’s offer feels far too low, you have the legal right to dispute it. Most drivers in Washington don’t know that their policy includes something called the appraisal clause, which allows you to hire your own independent appraiser to determine the real value of your vehicle. At Total Loss Northwest, we protect consumer interests by providing total loss appraisal clause representation to pursue a fair settlement.
What Is The Appraisal Clause?
The appraisal clause is found in the declarations section of your policy. It gives you the right to challenge the insurance company’s valuation of your totaled vehicle. If you choose to dispute the value, you hire an independent appraiser and the insurance company hires one as well. Each appraiser prepares a valuation and provides evidence to support their position. If the two appraisers cannot agree, a third party called an umpire is appointed to review the information and make the final decision.
Facing a total loss in Washington? We provides accurate, unbiased car valuations to help you dispute low insurance offer
How the Appraisal Clause Works
If you disagree with your insurer’s total loss offer, the appraisal clause lets you dispute it with a third-party valuation. It’s a legal option built into most policies to help you get a fair settlement.
The insurance company declares your car a total loss.
You disagree with their valuation.
You hire us to provide your own appraisal and represent your interests
The insurer must hire a separate appraiser.
The two appraisers negotiate a fair value, or bring in an umpire to decide.
Request Your Free Total Loss Claim Review
Fill out the form below to get a professional, third-party claim review of your vehicle’s true market value. We’ll review your details and respond quickly with your next steps.