Total Loss Appraiser Hillsboro, Oregon

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“I didn’t know I could fight back until Totallossnw guided me—thank you!”

Hillsboro Total Loss Appraiser

If your car has been declared a total loss in Hillsboro, Oregon, accepting your insurance company’s first offer might leave money on the table. Insurance valuations often rely on generic market data that doesn’t always reflect the real value of your vehicle in the local Hillsboro market. That’s where an independent total loss appraisal can make a real difference.

Why Hillsboro Drivers Need an Independent Appraisal

When your vehicle is totaled, insurers use valuation tools and databases to determine the payout. These tools don’t always capture local pricing trends, unique features, or the real condition of your vehicle before the accident. Common issues that can lower your settlement include:

  • Comparables from outside the Hillsboro area that don’t match local market values
  • Errors in mileage, trim level, or vehicle condition
  • Missing factory options or aftermarket upgrades not accounted for
  • Outdated or low-priced comp vehicles used in the valuation Total Loss Northwest


If any of these sounds familiar, you may be entitled to a fairer, higher total loss settlement — and we’re here to help.

How Our Hillsboro Total Loss Appraisal Helps You

We work independently for you — not for the insurance company. Our goal is to give you a clear, data-driven valuation report that reflects what your vehicle was truly worth before the loss. Here’s what our appraisal service includes:

✔ A full review of your insurer’s total loss valuation
✔ Verification of your vehicle’s details and accurate condition assessment
✔ Local market research using Hillsboro-specific vehicle data
✔ A certified appraisal report you can use to challenge a low offer
✔ Clear communication throughout the process

Our Process

Our streamlined process makes it easy to get the appraisal you need—quickly and confidently. From free assessment to final report, we guide you every step of the way.

01

Free Claim Review

Request a Free Claim Review and I will assess the insurance company’s valuation. I will let you know if the offer is fair or if your vehicle is likely being undervalued. Most reviews are completed within a few hours.

02

Invoke the Appraisal Clause

If the insurer’s valuation seems too low, I may recommend moving forward with the appraisal clause in your policy. If you decide to proceed, I will provide a formal Letter of Representation along with simple, clear steps to follow next.

03

Full Appraisal and Representation

Once the appraisal clause is activated, I take over the entire process. I prepare a full USPAP compliant report, communicate with the insurer’s appraiser, negotiate for a fair value, coordinate the umpire process if required, and keep you updated. My goal is to secure the strongest possible settlement for you.

04

Pricing

The fee is a flat 550 dollars. This includes the complete USPAP appraisal, full representation and negotiation, all communication with the insurer’s appraiser, and any required umpire coordination. There are no percentage fees, no extra charges, and no surprises.

05

No Risk Guarantee

If your settlement does not increase by at least one thousand dollars, I will refund the full 550 dollars. You face no financial risk when working with Total Loss NW.

06

Timeline

Most cases are finished within one to three weeks. Once both appraisers connect, the process usually moves quickly, and an umpire is rarely needed.

Who Should Consider a Total Loss Appraisal in Hillsboro?

Our service is ideal for Hillsboro drivers who:

✔ Feel the insurance company’s offer is too low
✔ Want confidence before accepting a settlement
✔ Need help understanding their valuation
✔ Want an expert on their side for negotiation

Meet Your Appraiser

Total Loss Northwest was founded by Nico Nix, an independent auto appraiser with deep roots in the Northwest car community and a lifelong passion for vehicles.

Nico grew up surrounded by the appraisal business—his father owns Leverage Auto Appraisals in Oregon, and his brother runs Diminished Value of Oregon. For the Nix family, helping drivers fight for fair value isn’t just a business—it’s a family tradition.

From weekends spent in the garage to classic car shows and local meetups, Nico’s journey has always revolved around cars. Today, he brings that same enthusiasm and deep industry knowledge to every diminished value and total loss appraisal he delivers.

When you work with Nico, you’re not getting a generic report—you’re getting insight from someone who lives and breathes cars, and who fights to make sure your vehicle’s true worth is recognized.

Serving Drivers Across Oregon

We proudly offer total loss appraisal services in cities throughout Oregon. Find your location below to get expert help near you.

Oregon City Total Loss Appraiser

Milwaukie Total Loss Appraiser

Hillsboro Total Loss Appraiser

Lake Oswego Total Loss Appraiser

Tualatin Total Loss Appraiser

West Linn Total Loss Appraiser

Forest Grove Total Loss Appraiser

Tigard Total Loss Appraiser

Beaverton Total Loss Appraiser

Make Sure You Get What You Deserve

Before you sign off on your total loss settlement, check whether your vehicle’s true market value was fully represented. A third-party total loss appraisal can uncover value that was overlooked — and put more money back in your pocket.

Disclaimer !

Total Loss NW is an independent appraisal service and is not affiliated with, endorsed by, or representing any insurance company.

Request Your Free Total Loss Claim Review

Fill out the form below to get a professional, third-party claim review of your vehicle’s true market value. We’ll review your details and respond quickly with your next steps.